/* Maxfinance Tagus — landing page de crédito habitação. Folha única, sem dependências externas. */
:root{
  --azul:#0b3f94;--azul-escuro:#082c69;--noite:#061f4b;--ciano:#00b4ee;--ciano-claro:#e3f6fd;
  --tinta:#152238;--texto:#3d4a5f;--suave:#5d6a80;--linha:#dbe3ee;--fundo-2:#f3f7fc;
  --ok:#0a7a4b;--erro:#b3261e;--aviso:#fff4c2;
  --raio:16px;--sombra:0 18px 50px rgba(6,31,75,.18);
  --fonte:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;font-family:var(--fonte);font-size:17px;line-height:1.65;color:var(--texto);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--azul);text-underline-offset:3px}
h1,h2,h3{color:var(--tinta);line-height:1.15;margin:0 0 .55em;text-wrap:balance}
h1{font-size:clamp(2.05rem,4.7vw,3.25rem);letter-spacing:-.025em}
h2{font-size:clamp(1.6rem,3.1vw,2.25rem);letter-spacing:-.015em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
ul,ol{padding-left:1.25em;margin:0 0 1em}
li{margin-bottom:.35em}
small{font-size:.8em}
[hidden]{display:none!important}
:focus-visible{outline:3px solid var(--ciano);outline-offset:2px;border-radius:4px}
.contentor{width:min(1160px,100% - 32px);margin-inline:auto}
.estreito{width:min(820px,100% - 32px);margin-inline:auto}
.seccao{padding:clamp(52px,7vw,92px) 0}
.alt{background:var(--fundo-2)}
.centro{text-align:center}
.cab-seccao{max-width:760px;margin:0 auto clamp(28px,4vw,44px);text-align:center}
.sobretitulo{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--azul);background:var(--ciano-claro);padding:.35em .9em;border-radius:99px;margin-bottom:1.1em}
.lead{font-size:1.14rem}
.saltar{position:absolute;left:-999px;top:0;background:#fff;padding:.6em 1em;z-index:100}
.saltar:focus{left:8px;top:8px}

/* Botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font:inherit;font-weight:700;line-height:1.2;padding:.9em 1.5em;border-radius:99px;border:2px solid transparent;text-decoration:none;cursor:pointer;transition:transform .12s,background .15s;text-align:center}
.btn:hover{transform:translateY(-1px)}
.btn[disabled]{opacity:.6;cursor:progress;transform:none}
.btn-primario{background:var(--azul);color:#fff}
.btn-primario:hover{background:var(--azul-escuro)}
.btn-destaque{background:var(--ciano);color:var(--noite)}
.btn-destaque:hover{background:#3ccaf8}
.btn-contorno{border-color:var(--azul);color:var(--azul);background:#fff}
.btn-claro{border-color:rgba(255,255,255,.6);color:#fff;background:transparent}
.btn-claro:hover{background:rgba(255,255,255,.12)}
.btn-bloco{width:100%}
.btn-texto{background:none;border:0;padding:.4em 0;font:inherit;font-size:.9rem;color:var(--suave);text-decoration:underline;cursor:pointer}
.botoes{display:flex;flex-wrap:wrap;gap:12px}
.centro .botoes{justify-content:center}

/* Cabeçalho */
.faixa{background:var(--noite);color:#dbe8ff;font-size:.86rem;padding:.45em 0;text-align:center}
.faixa strong{color:#fff}
.cabecalho{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--linha)}
.cabecalho .contentor{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.marca img{height:44px;width:auto}
.cab-acoes{display:flex;align-items:center;gap:18px}
.cab-tel{display:flex;flex-direction:column;line-height:1.2;text-decoration:none;font-weight:800;color:var(--tinta);font-size:1.05rem;text-align:right}
.cab-tel small{font-weight:400;color:var(--suave);font-size:.72rem}
.cab-acoes .btn{padding:.65em 1.15em;font-size:.93rem}
@media (max-width:640px){.cab-acoes .btn{display:none}.marca img{height:38px}}

/* Herói */
.heroi{background:radial-gradient(900px 520px at 88% -10%,rgba(0,180,238,.38),transparent 60%),linear-gradient(140deg,var(--noite) 0%,var(--azul) 78%);color:#dbe8ff;padding:clamp(36px,5.5vw,76px) 0 clamp(44px,6vw,84px)}
.heroi-grelha{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(28px,4.5vw,64px);align-items:center}
.heroi h1{color:#fff}
.heroi h1 span{color:var(--ciano)}
.heroi .sobretitulo{background:rgba(255,255,255,.12);color:#fff}
.heroi .lead{font-size:1.2rem;max-width:34em}
.selos{list-style:none;padding:0;margin:1.5em 0 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 22px;font-weight:600;color:#fff;font-size:.97rem;max-width:34em}
.selos li{margin:0;padding-left:1.7em;position:relative}
.selos li::before{content:"";position:absolute;left:0;top:.3em;width:1.1em;height:1.1em;border-radius:50%;background:var(--ciano) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.3l2.6 2.6L12 5.5' fill='none' stroke='%23061f4b' stroke-width='2'/%3E%3C/svg%3E") center/100% no-repeat}
.heroi-tel{margin:1.6em 0 0;font-size:.95rem}
.heroi-tel a{color:#fff;font-weight:700}
@media (max-width:920px){.heroi-grelha{grid-template-columns:1fr}}
@media (max-width:460px){.selos{grid-template-columns:1fr}}

/* Formulário de lead */
.cartao-form{background:#fff;color:var(--texto);border-radius:22px;box-shadow:var(--sombra);padding:clamp(20px,3vw,32px)}
.cartao-form h2{font-size:1.45rem;margin-bottom:.15em}
.form-topo{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:14px}
.form-topo p{margin:0;font-size:.92rem;color:var(--suave)}
.passo-ind{font-size:.78rem;font-weight:700;color:var(--azul);background:var(--ciano-claro);border-radius:99px;padding:.25em .8em;white-space:nowrap}
fieldset{border:0;padding:0;margin:0 0 14px;min-width:0}
legend,.campo label{display:block;font-weight:700;color:var(--tinta);font-size:.92rem;margin-bottom:6px;padding:0}
.opcoes{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.opcoes label{position:relative;display:block;margin:0;font-weight:600}
.opcoes input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.opcoes span{display:grid;place-items:center;text-align:center;min-height:52px;padding:.45em .4em;border:1.5px solid var(--linha);border-radius:12px;font-size:.88rem;line-height:1.2;color:var(--tinta)}
.opcoes input:checked+span{border-color:var(--azul);background:var(--ciano-claro);color:var(--azul);box-shadow:inset 0 0 0 1px var(--azul)}
.opcoes input:focus-visible+span{outline:3px solid var(--ciano);outline-offset:2px}
.campo{margin-bottom:14px}
.campo input,.campo select{width:100%;font:inherit;color:var(--tinta);padding:.72em .85em;border:1.5px solid var(--linha);border-radius:12px;background:#fff;min-height:50px}
.campo input:focus,.campo select:focus{border-color:var(--azul);outline:3px solid rgba(0,180,238,.3)}
.duas{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:480px){.duas{grid-template-columns:1fr}}
.estimativa{background:var(--fundo-2);border:1px solid var(--linha);border-radius:14px;padding:14px 18px;margin:2px 0 14px;display:grid;gap:2px}
.estimativa .rotulo{font-size:.82rem;color:var(--suave)}
.estimativa .valor{font-size:1.9rem;font-weight:800;color:var(--azul);line-height:1.15;font-variant-numeric:tabular-nums}
.estimativa .nota{font-size:.78rem;color:var(--suave)}
.est-aviso{font-size:.86rem;background:var(--aviso);border-radius:10px;padding:.55em .8em;margin:0 0 12px;color:#5c4400}
.consentimento{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;line-height:1.45;margin:4px 0 14px}
.consentimento input{width:20px;height:20px;margin-top:2px;flex-shrink:0}
.armadilha{position:absolute!important;left:-9999px!important;height:1px;overflow:hidden}
.form-msg{border-radius:10px;padding:.8em 1em;margin:12px 0 0;font-weight:600;font-size:.93rem}
.form-msg.ok{background:#e3f6ec;color:var(--ok)}
.form-msg.erro{background:#fdecea;color:var(--erro)}
.form-rodape{font-size:.76rem;color:var(--suave);line-height:1.5;margin:14px 0 0}
.garantias{list-style:none;padding:0;margin:12px 0 0;display:flex;flex-wrap:wrap;gap:4px 16px;justify-content:center;font-size:.82rem;color:var(--suave)}
.garantias li{margin:0}
.garantias li::before{content:"✓ ";color:var(--ok);font-weight:700}

/* Bancos */
.faixa-bancos{padding:26px 0;border-bottom:1px solid var(--linha)}
.faixa-bancos p{text-align:center;font-size:.86rem;color:var(--suave);margin:0 0 12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase}
.bancos{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.bancos li{margin:0;background:var(--fundo-2);border-radius:99px;padding:.4em 1em;font-weight:700;color:var(--tinta);font-size:.9rem}

/* Blocos de conteúdo */
.grelha{display:grid;gap:22px}
.g2{grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(min(100%,290px),1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr))}
.alinhar-centro{align-items:center}
.cartao{background:#fff;border:1px solid var(--linha);border-radius:var(--raio);padding:26px}
.cartao p:last-child{margin-bottom:0}
.icone{width:48px;height:48px;border-radius:13px;background:var(--ciano-claro);color:var(--azul);display:grid;place-items:center;margin-bottom:16px}
.icone svg{width:26px;height:26px}
.essencial{background:#fff;border:1px solid var(--linha);border-left:6px solid var(--ciano);border-radius:var(--raio);padding:clamp(22px,3vw,34px)}
.essencial h2{font-size:1.5rem}
.essencial dl{margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:16px 34px}
.essencial dt{font-weight:700;color:var(--tinta)}
.essencial dd{margin:0}
.atualizado{font-size:.84rem;color:var(--suave);margin:18px 0 0}
.tabela-rolar{overflow-x:auto;border:1px solid var(--linha);border-radius:var(--raio);background:#fff}
table{width:100%;border-collapse:collapse;min-width:620px}
th,td{text-align:left;padding:.85em 1em;border-bottom:1px solid var(--linha);vertical-align:top;font-size:.95rem}
tr:last-child th,tr:last-child td{border-bottom:0}
thead th{background:var(--fundo-2);color:var(--tinta)}
tbody th{color:var(--tinta);width:26%}
td.nos,thead th.nos{background:var(--ciano-claro);color:var(--tinta)}
.passos{counter-reset:p;list-style:none;padding:0;margin:0}
.passos li{counter-increment:p;position:relative;padding:0 0 0 64px;margin-bottom:26px;min-height:46px}
.passos li:last-child{margin-bottom:0}
.passos li::before{content:counter(p);position:absolute;left:0;top:0;width:46px;height:46px;border-radius:50%;background:var(--azul);color:#fff;font-weight:800;display:grid;place-items:center;font-size:1.1rem}
.passos h3{margin-bottom:.2em}
.passos p{margin:0}
.foto{border-radius:22px;overflow:hidden;box-shadow:var(--sombra)}
.foto img{width:100%}
figure{margin:0}
figcaption{font-size:.84rem;color:var(--suave);margin-top:10px;text-align:center}
.testemunho{display:flex;flex-direction:column;margin:0}
.testemunho blockquote{margin:0 0 16px;color:var(--tinta);position:relative;padding-top:30px}
.testemunho blockquote::before{content:"\201D";position:absolute;top:-14px;left:-2px;font-size:4rem;line-height:1;color:var(--ciano);font-family:Georgia,serif}
.testemunho figcaption{margin-top:auto;text-align:left;font-weight:700;color:var(--azul);font-size:.92rem}
.testemunho figcaption span{display:block;font-weight:400;color:var(--suave);font-size:.82rem}
.azul{background:var(--azul);color:#dbe8ff}
.azul h2{color:#fff}
.numeros{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:22px;text-align:center;margin:0}
.numeros div{display:flex;flex-direction:column-reverse}
.numeros dd{margin:0;font-size:2.3rem;font-weight:800;color:#fff;line-height:1.1}
.numeros dt{font-size:.95rem}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--linha);border-radius:14px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:700;color:var(--tinta);padding:17px 52px 17px 20px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--azul);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq summary h3{display:inline;font-size:1.02rem;margin:0}
.faq .resposta{padding:0 20px 16px}
.faq .resposta p:last-child{margin-bottom:0}

/* CTA final, lojas, rodapé */
.cta-final{background:radial-gradient(700px 400px at 10% 110%,rgba(0,180,238,.35),transparent 60%),linear-gradient(120deg,var(--noite),var(--azul));color:#dbe8ff;text-align:center}
.cta-final h2{color:#fff}
.cta-final .botoes{justify-content:center;margin-top:1.4em}
.loja h3{margin-bottom:.3em}
.loja address{font-style:normal}
.loja a{font-weight:700}
.rodape{background:var(--noite);color:#b9c9e6;font-size:.82rem;line-height:1.6;padding:44px 0 28px}
.rodape a{color:#fff}
.rodape img{height:42px;width:auto;margin-bottom:18px}
.rodape p{margin-bottom:.8em}
.rodape .ligacoes{border-top:1px solid rgba(255,255,255,.18);padding-top:16px;margin-top:18px}
.rodape button{background:none;border:0;padding:0;font:inherit;color:#fff;text-decoration:underline;cursor:pointer}

/* Barra fixa (telemóvel), WhatsApp, cookies */
.fixo-movel{display:none}
@media (max-width:720px){
  .fixo-movel{display:grid;grid-template-columns:1fr 1.5fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--linha);padding:8px 12px calc(8px + env(safe-area-inset-bottom))}
  .fixo-movel .btn{padding:.75em .5em;font-size:.93rem}
  body{padding-bottom:72px}
}
.whats{position:fixed;right:16px;bottom:16px;z-index:70;width:56px;height:56px;border-radius:50%;background:#1faa59;color:#fff;display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.whats svg{width:32px;height:32px}
@media (max-width:720px){.whats{bottom:86px}}
.cookies{position:fixed;left:16px;right:16px;bottom:16px;z-index:80;max-width:560px;background:#fff;border:1px solid var(--linha);border-radius:16px;box-shadow:0 14px 40px rgba(0,0,0,.2);padding:20px}
.cookies p{font-size:.9rem}

/* Páginas simples (obrigado, privacidade) */
.pagina-simples{padding:clamp(40px,6vw,80px) 0}
.pagina-simples h2{font-size:1.3rem;margin-top:1.6em}
.caixa-ok{background:var(--fundo-2);border-radius:22px;padding:clamp(26px,4vw,48px);text-align:center}
.caixa-ok .icone{margin-inline:auto;width:64px;height:64px;border-radius:50%;background:#e3f6ec;color:var(--ok)}
.caixa-ok .icone svg{width:34px;height:34px}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.cabecalho,.faixa,.fixo-movel,.whats,.cookies,.cartao-form{display:none}}
@media (max-width:920px){.so-largo,.heroi-tel{display:none}.heroi .lead{font-size:1.08rem}.selos{margin-top:1.1em;gap:6px 22px}.heroi{padding-top:26px}}